{"id":479,"date":"2026-11-01T15:43:50","date_gmt":"2026-11-01T12:43:50","guid":{"rendered":"https:\/\/bearpay.pro\/?page_id=479"},"modified":"2026-11-01T15:43:51","modified_gmt":"2026-11-01T12:43:51","slug":"payer-terms-and-refund-policy-usloviya-dlya-platelshhikov-i-politika-vozvratov","status":"publish","type":"page","link":"https:\/\/bearpay.pro\/en\/payer-terms-and-refund-policy-usloviya-dlya-platelshhikov-i-politika-vozvratov\/","title":{"rendered":"Payer Terms and Refund Policy \/ \u0423\u0441\u043b\u043e\u0432\u0438\u044f \u0434\u043b\u044f \u043f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u0432 \u0438 \u041f\u043e\u043b\u0438\u0442\u0438\u043a\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u043e\u0432"},"content":{"rendered":"

BearPay \u2013 bearpay.pro<\/strong><\/p>\n\n\n\n

Operator \/ \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440: RA TOPLU T\u00dcKET\u0130M MALLARI \u0130\u00c7 VE DI\u015e T\u0130CARET ANON\u0130M \u015e\u0130RKET\u0130 (T\u00fcrkiye, Trade Registry)<\/p>\n\n\n\n

Version 1.0 \u2013 Effective date \/ \u0414\u0430\u0442\u0430 \u0432\u0441\u0442\u0443\u043f\u043b\u0435\u043d\u0438\u044f \u0432 \u0441\u0438\u043b\u0443: 01.07.2026<\/p>\n\n\n\n

Payer Terms and Refund Policy \/ \u0423\u0441\u043b\u043e\u0432\u0438\u044f \u0434\u043b\u044f \u043f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u0432 \u0438 \u041f\u043e\u043b\u0438\u0442\u0438\u043a\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u043e\u0432<\/strong><\/p>\n\n\n\n

1. Who we are and what these Terms cover<\/strong><\/td>1. \u041a\u0442\u043e \u043c\u044b \u0438 \u0447\u0442\u043e \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u0443\u044e\u0442 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0438\u0435 \u0423\u0441\u043b\u043e\u0432\u0438\u044f<\/strong><\/td><\/tr>
1.1. BearPay is a settlement solution operated by RA TOPLU T\u00dcKET\u0130M MALLARI \u0130\u00c7 VE DI\u015e T\u0130CARET ANON\u0130M \u015e\u0130RKET\u0130, a company incorporated in the Republic of T\u00fcrkiye, address: Esentepe Mah. Y\u00fczba\u015f\u0131 Kaya Aldo\u011fan Sk. Pardus Plaza No: 4 \u0130\u00e7 Kap\u0131 No: 1, \u015ei\u015fli \/ \u0130stanbul, T\u00fcrkiye (the «Operator», «we»). Through BearPay, businesses in T\u00fcrkiye («Partners») receive payment for their goods and services from their customers.<\/td>1.1. BearPay \u2013 \u0440\u0430\u0441\u0447\u0435\u0442\u043d\u043e\u0435 \u0440\u0435\u0448\u0435\u043d\u0438\u0435, \u043e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u043e\u043c \u043a\u043e\u0442\u043e\u0440\u043e\u0433\u043e \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f RA TOPLU T\u00dcKET\u0130M MALLARI \u0130\u00c7 VE DI\u015e T\u0130CARET ANON\u0130M \u015e\u0130RKET\u0130, \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f, \u0443\u0447\u0440\u0435\u0436\u0434\u0435\u043d\u043d\u0430\u044f \u0432 \u0422\u0443\u0440\u0435\u0446\u043a\u043e\u0439 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0435, \u0430\u0434\u0440\u0435\u0441: Esentepe Mah. Y\u00fczba\u015f\u0131 Kaya Aldo\u011fan Sk. Pardus Plaza No: 4 \u0130\u00e7 Kap\u0131 No: 1, \u015ei\u015fli \/ \u0130stanbul, T\u00fcrkiye (\u00ab\u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u00bb, \u00ab\u043c\u044b\u00bb). \u0421 \u043f\u043e\u043c\u043e\u0449\u044c\u044e BearPay \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u044f \u0432 \u0422\u0443\u0440\u0446\u0438\u0438 (\u00ab\u041f\u0430\u0440\u0442\u043d\u0435\u0440\u044b\u00bb) \u043f\u043e\u043b\u0443\u0447\u0430\u044e\u0442 \u043e\u043f\u043b\u0430\u0442\u0443 \u0437\u0430 \u0441\u0432\u043e\u0438 \u0442\u043e\u0432\u0430\u0440\u044b \u0438 \u0443\u0441\u043b\u0443\u0433\u0438 \u043e\u0442 \u0441\u0432\u043e\u0438\u0445 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432.<\/td><\/tr>
1.2. These Payer Terms and Refund Policy (the «Terms») apply to every individual (the «Payer») who pays a Partner’s invoice, payment link, QR code or payment page through BearPay (an «Invoice»). By confirming a payment the Payer accepts the Terms (including the refund rules in Sections 4\u20136). A Payer who does not agree with the Terms must not proceed with the payment. Capitalized terms used but not defined in the Terms (including «Site», «Service», «Personal Account», «Payment Methods», «Invoice Currency», «Business Day» and «Applicable Law») have the meanings given to them in the Partner Terms published on the Site.<\/td>1.2. \u041d\u0430\u0441\u0442\u043e\u044f\u0449\u0438\u0435 \u0423\u0441\u043b\u043e\u0432\u0438\u044f \u0434\u043b\u044f \u043f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u0432 \u0438 \u041f\u043e\u043b\u0438\u0442\u0438\u043a\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u043e\u0432 (\u00ab\u0423\u0441\u043b\u043e\u0432\u0438\u044f\u00bb) \u043f\u0440\u0438\u043c\u0435\u043d\u044f\u044e\u0442\u0441\u044f \u043a \u043a\u0430\u0436\u0434\u043e\u043c\u0443 \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u043e\u043c\u0443 \u043b\u0438\u0446\u0443 (\u00ab\u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u00bb), \u043e\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u044e\u0449\u0435\u043c\u0443 \u0447\u0435\u0440\u0435\u0437 BearPay \u0441\u0447\u0435\u0442, \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u0443\u044e \u0441\u0441\u044b\u043b\u043a\u0443, QR-\u043a\u043e\u0434 \u0438\u043b\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u0443\u044e \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0443 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430 (\u00ab\u0421\u0447\u0435\u0442\u00bb). \u041f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0430\u044f \u043f\u043b\u0430\u0442\u0435\u0436, \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a \u043f\u0440\u0438\u043d\u0438\u043c\u0430\u0435\u0442 \u0423\u0441\u043b\u043e\u0432\u0438\u044f (\u0432\u043a\u043b\u044e\u0447\u0430\u044f \u043f\u0440\u0430\u0432\u0438\u043b\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u043e\u0432 \u0432 \u0440\u0430\u0437\u0434\u0435\u043b\u0430\u0445 4\u20136). \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a, \u043d\u0435 \u0441\u043e\u0433\u043b\u0430\u0441\u043d\u044b\u0439 \u0441 \u0423\u0441\u043b\u043e\u0432\u0438\u044f\u043c\u0438, \u043d\u0435 \u0434\u043e\u043b\u0436\u0435\u043d \u0441\u043e\u0432\u0435\u0440\u0448\u0430\u0442\u044c \u043f\u043b\u0430\u0442\u0435\u0436. \u0422\u0435\u0440\u043c\u0438\u043d\u044b \u0441 \u0437\u0430\u0433\u043b\u0430\u0432\u043d\u043e\u0439 \u0431\u0443\u043a\u0432\u044b, \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0435\u043c\u044b\u0435, \u043d\u043e \u043d\u0435 \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0435\u043d\u043d\u044b\u0435 \u0432 \u0423\u0441\u043b\u043e\u0432\u0438\u044f\u0445 (\u0432\u043a\u043b\u044e\u0447\u0430\u044f \u00ab\u0421\u0430\u0439\u0442\u00bb, \u00ab\u0421\u0435\u0440\u0432\u0438\u0441\u00bb, \u00ab\u041b\u0438\u0447\u043d\u044b\u0439 \u043a\u0430\u0431\u0438\u043d\u0435\u0442\u00bb, \u00ab\u0421\u043f\u043e\u0441\u043e\u0431\u044b \u043e\u043f\u043b\u0430\u0442\u044b\u00bb, \u00ab\u0412\u0430\u043b\u044e\u0442\u0430 \u0421\u0447\u0435\u0442\u0430\u00bb, \u00ab\u0420\u0430\u0431\u043e\u0447\u0438\u0439 \u0434\u0435\u043d\u044c\u00bb \u0438 \u00ab\u041f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u043e\u0435 \u043f\u0440\u0430\u0432\u043e\u00bb), \u0438\u043c\u0435\u044e\u0442 \u0437\u043d\u0430\u0447\u0435\u043d\u0438\u044f, \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u043d\u044b\u0435 \u0423\u0441\u043b\u043e\u0432\u0438\u044f\u043c\u0438 \u0434\u043b\u044f \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u0432, \u043e\u043f\u0443\u0431\u043b\u0438\u043a\u043e\u0432\u0430\u043d\u043d\u044b\u043c\u0438 \u043d\u0430 \u0421\u0430\u0439\u0442\u0435.<\/td><\/tr>
1.3. The Operator is not the seller of the goods or services. The contract for the goods or services is concluded between the Payer and the Partner, and the Partner alone is responsible for their description, price, quality, delivery and for refunds.<\/td>1.3. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u043d\u0435 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043f\u0440\u043e\u0434\u0430\u0432\u0446\u043e\u043c \u0442\u043e\u0432\u0430\u0440\u043e\u0432 \u0438\u043b\u0438 \u0443\u0441\u043b\u0443\u0433. \u0414\u043e\u0433\u043e\u0432\u043e\u0440 \u043e \u0442\u043e\u0432\u0430\u0440\u0430\u0445 \u0438\u043b\u0438 \u0443\u0441\u043b\u0443\u0433\u0430\u0445 \u0437\u0430\u043a\u043b\u044e\u0447\u0430\u0435\u0442\u0441\u044f \u043c\u0435\u0436\u0434\u0443 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u043c \u0438 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u043c, \u0438 \u0442\u043e\u043b\u044c\u043a\u043e \u041f\u0430\u0440\u0442\u043d\u0435\u0440 \u043e\u0442\u0432\u0435\u0447\u0430\u0435\u0442 \u0437\u0430 \u0438\u0445 \u043e\u043f\u0438\u0441\u0430\u043d\u0438\u0435, \u0446\u0435\u043d\u0443, \u043a\u0430\u0447\u0435\u0441\u0442\u0432\u043e, \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u0438 \u0437\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u044b.<\/td><\/tr>
1.4. The Partner alone decides whether a Payer is entitled to a refund under the Partner’s own terms of sale and applicable consumer protection law. The Operator does not assess the quality of the goods or services and executes refunds solely on the instruction of the Partner or where required by Applicable Law, a bank or a competent authority, or in the case of an erroneous or unauthorized payment under Section 5.<\/td>1.4. \u041f\u0430\u0440\u0442\u043d\u0435\u0440 \u0441\u0430\u043c\u043e\u0441\u0442\u043e\u044f\u0442\u0435\u043b\u044c\u043d\u043e \u0440\u0435\u0448\u0430\u0435\u0442, \u0438\u043c\u0435\u0435\u0442 \u043b\u0438 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a \u043f\u0440\u0430\u0432\u043e \u043d\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442 \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u043c\u0438 \u043f\u0440\u043e\u0434\u0430\u0436\u0438 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430 \u0438 \u043f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u044b\u043c \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e\u043c \u043e \u0437\u0430\u0449\u0438\u0442\u0435 \u043f\u0440\u0430\u0432 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0435\u0439. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u043d\u0435 \u043e\u0446\u0435\u043d\u0438\u0432\u0430\u0435\u0442 \u043a\u0430\u0447\u0435\u0441\u0442\u0432\u043e \u0442\u043e\u0432\u0430\u0440\u043e\u0432 \u0438\u043b\u0438 \u0443\u0441\u043b\u0443\u0433 \u0438 \u043e\u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043b\u044f\u0435\u0442 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u044b \u0438\u0441\u043a\u043b\u044e\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u043f\u043e \u043f\u043e\u0440\u0443\u0447\u0435\u043d\u0438\u044e \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430 \u043b\u0438\u0431\u043e \u0432 \u0441\u043b\u0443\u0447\u0430\u044f\u0445, \u043f\u0440\u0435\u0434\u0443\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u043d\u044b\u0445 \u041f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u044b\u043c \u043f\u0440\u0430\u0432\u043e\u043c, \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0435\u043c \u0431\u0430\u043d\u043a\u0430 \u0438\u043b\u0438 \u043a\u043e\u043c\u043f\u0435\u0442\u0435\u043d\u0442\u043d\u043e\u0433\u043e \u043e\u0440\u0433\u0430\u043d\u0430, \u043b\u0438\u0431\u043e \u0432 \u0441\u043b\u0443\u0447\u0430\u0435 \u043e\u0448\u0438\u0431\u043e\u0447\u043d\u043e\u0433\u043e \u0438\u043b\u0438 \u043d\u0435\u0441\u0430\u043d\u043a\u0446\u0438\u043e\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0433\u043e \u043f\u043b\u0430\u0442\u0435\u0436\u0430 \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u0440\u0430\u0437\u0434\u0435\u043b\u043e\u043c 5.<\/td><\/tr>
2. How a payment works<\/strong><\/td>2. \u041a\u0430\u043a \u0441\u043e\u0432\u0435\u0440\u0448\u0430\u0435\u0442\u0441\u044f \u043f\u043b\u0430\u0442\u0435\u0436<\/strong><\/td><\/tr>
2.1. The Partner issues an Invoice stating the Partner’s name, the goods or services and the amount in the Invoice Currency (TRY, USD or EUR). The Payer opens the Invoice via a link, QR code or the Partner’s website.<\/td>2.1. \u041f\u0430\u0440\u0442\u043d\u0435\u0440 \u0444\u043e\u0440\u043c\u0438\u0440\u0443\u0435\u0442 \u0421\u0447\u0435\u0442 \u0441 \u0443\u043a\u0430\u0437\u0430\u043d\u0438\u0435\u043c \u043d\u0430\u0438\u043c\u0435\u043d\u043e\u0432\u0430\u043d\u0438\u044f \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430, \u0442\u043e\u0432\u0430\u0440\u043e\u0432 \u0438\u043b\u0438 \u0443\u0441\u043b\u0443\u0433 \u0438 \u0441\u0443\u043c\u043c\u044b \u0432 \u0412\u0430\u043b\u044e\u0442\u0435 \u0421\u0447\u0435\u0442\u0430 (TRY, USD \u0438\u043b\u0438 EUR). \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a \u043e\u0442\u043a\u0440\u044b\u0432\u0430\u0435\u0442 \u0421\u0447\u0435\u0442 \u043f\u043e \u0441\u0441\u044b\u043b\u043a\u0435, QR-\u043a\u043e\u0434\u0443 \u0438\u043b\u0438 \u043d\u0430 \u0441\u0430\u0439\u0442\u0435 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430.<\/td><\/tr>
2.2. Before confirmation the Payer is shown the amount to be debited in the currency of the selected payment method (Russian rubles), calculated at the conversion rate applied by the Operator at that moment. The displayed amount is valid for 15 (fifteen) minutes; after that the Invoice must be reopened and the amount may change. The Payer’s bank may apply its own fees or conversion; these are outside the Operator’s control.<\/td>2.2. \u0414\u043e \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u044f \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0443 \u043e\u0442\u043e\u0431\u0440\u0430\u0436\u0430\u0435\u0442\u0441\u044f \u0441\u0443\u043c\u043c\u0430 \u043a \u0441\u043f\u0438\u0441\u0430\u043d\u0438\u044e \u0432 \u0432\u0430\u043b\u044e\u0442\u0435 \u0432\u044b\u0431\u0440\u0430\u043d\u043d\u043e\u0433\u043e \u0441\u043f\u043e\u0441\u043e\u0431\u0430 \u043e\u043f\u043b\u0430\u0442\u044b (\u0440\u043e\u0441\u0441\u0438\u0439\u0441\u043a\u0438\u0435 \u0440\u0443\u0431\u043b\u0438), \u0440\u0430\u0441\u0441\u0447\u0438\u0442\u0430\u043d\u043d\u0430\u044f \u043f\u043e \u043a\u0443\u0440\u0441\u0443 \u043a\u043e\u043d\u0432\u0435\u0440\u0442\u0430\u0446\u0438\u0438, \u043f\u0440\u0438\u043c\u0435\u043d\u044f\u0435\u043c\u043e\u043c\u0443 \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u043e\u043c \u0432 \u044d\u0442\u043e\u0442 \u043c\u043e\u043c\u0435\u043d\u0442. \u041e\u0442\u043e\u0431\u0440\u0430\u0436\u0435\u043d\u043d\u0430\u044f \u0441\u0443\u043c\u043c\u0430 \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0442\u0435\u043b\u044c\u043d\u0430 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 15 (\u043f\u044f\u0442\u043d\u0430\u0434\u0446\u0430\u0442\u0438) \u043c\u0438\u043d\u0443\u0442; \u043f\u043e \u0438\u0441\u0442\u0435\u0447\u0435\u043d\u0438\u0438 \u044d\u0442\u043e\u0433\u043e \u0432\u0440\u0435\u043c\u0435\u043d\u0438 \u0421\u0447\u0435\u0442 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u043e\u0442\u043a\u0440\u044b\u0442\u044c \u0437\u0430\u043d\u043e\u0432\u043e, \u0438 \u0441\u0443\u043c\u043c\u0430 \u043c\u043e\u0436\u0435\u0442 \u0438\u0437\u043c\u0435\u043d\u0438\u0442\u044c\u0441\u044f. \u0411\u0430\u043d\u043a \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430 \u043c\u043e\u0436\u0435\u0442 \u043f\u0440\u0438\u043c\u0435\u043d\u044f\u0442\u044c \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0435 \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u0438 \u0438\u043b\u0438 \u043a\u043e\u043d\u0432\u0435\u0440\u0442\u0430\u0446\u0438\u044e; \u043e\u043d\u0438 \u043d\u0430\u0445\u043e\u0434\u044f\u0442\u0441\u044f \u0432\u043d\u0435 \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044f \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u0430.<\/td><\/tr>
2.3. Available payment methods are bank cards issued by banks of the Russian Federation and transfers through the Faster Payments System (SBP) in the Payer’s banking application, as well as other methods shown on the payment page. The availability, limits and processing of a payment method are determined by the Payer’s bank.<\/td>2.3. \u0414\u043e\u0441\u0442\u0443\u043f\u043d\u044b\u0435 \u0441\u043f\u043e\u0441\u043e\u0431\u044b \u043e\u043f\u043b\u0430\u0442\u044b \u2013 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0435 \u043a\u0430\u0440\u0442\u044b, \u0432\u044b\u043f\u0443\u0449\u0435\u043d\u043d\u044b\u0435 \u0431\u0430\u043d\u043a\u0430\u043c\u0438 \u0420\u043e\u0441\u0441\u0438\u0439\u0441\u043a\u043e\u0439 \u0424\u0435\u0434\u0435\u0440\u0430\u0446\u0438\u0438, \u0438 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b \u0447\u0435\u0440\u0435\u0437 \u0421\u0438\u0441\u0442\u0435\u043c\u0443 \u0431\u044b\u0441\u0442\u0440\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 (\u0421\u0411\u041f) \u0432 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u043c \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0438 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430, \u0430 \u0442\u0430\u043a\u0436\u0435 \u0438\u043d\u044b\u0435 \u0441\u043f\u043e\u0441\u043e\u0431\u044b, \u0443\u043a\u0430\u0437\u0430\u043d\u043d\u044b\u0435 \u043d\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u043e\u0439 \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0435. \u0414\u043e\u0441\u0442\u0443\u043f\u043d\u043e\u0441\u0442\u044c, \u043b\u0438\u043c\u0438\u0442\u044b \u0438 \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0430 \u0441\u043f\u043e\u0441\u043e\u0431\u0430 \u043e\u043f\u043b\u0430\u0442\u044b \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u044f\u044e\u0442\u0441\u044f \u0431\u0430\u043d\u043a\u043e\u043c \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430.<\/td><\/tr>
2.4. By confirming the payment the Payer instructs its bank to debit the displayed amount in favor of the Operator, which receives it for the Partner in settlement of the Invoice. Once the Operator confirms receipt of the payment, the Payer’s obligation to pay the Partner the amount of the Invoice is discharged. The Payer receives a confirmation on the payment page and, where an e-mail address or phone number has been provided, by e-mail or SMS.<\/td>2.4. \u041f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0430\u044f \u043f\u043b\u0430\u0442\u0435\u0436, \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a \u043f\u043e\u0440\u0443\u0447\u0430\u0435\u0442 \u0441\u0432\u043e\u0435\u043c\u0443 \u0431\u0430\u043d\u043a\u0443 \u0441\u043f\u0438\u0441\u0430\u0442\u044c \u043e\u0442\u043e\u0431\u0440\u0430\u0436\u0435\u043d\u043d\u0443\u044e \u0441\u0443\u043c\u043c\u0443 \u0432 \u043f\u043e\u043b\u044c\u0437\u0443 \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u043f\u043e\u043b\u0443\u0447\u0430\u0435\u0442 \u0435\u0435 \u0434\u043b\u044f \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430 \u0432 \u0441\u0447\u0435\u0442 \u043e\u043f\u043b\u0430\u0442\u044b \u0421\u0447\u0435\u0442\u0430. \u0421 \u043c\u043e\u043c\u0435\u043d\u0442\u0430 \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u044f \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u043e\u043c \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u0430 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430 \u0443\u043f\u043b\u0430\u0442\u0438\u0442\u044c \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0443 \u0441\u0443\u043c\u043c\u0443 \u0421\u0447\u0435\u0442\u0430 \u043f\u0440\u0435\u043a\u0440\u0430\u0449\u0430\u0435\u0442\u0441\u044f. \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a \u043f\u043e\u043b\u0443\u0447\u0430\u0435\u0442 \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u0435 \u043d\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u043e\u0439 \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0435, \u0430 \u043f\u0440\u0438 \u0443\u043a\u0430\u0437\u0430\u043d\u0438\u0438 e-mail \u0438\u043b\u0438 \u043d\u043e\u043c\u0435\u0440\u0430 \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0430 \u2013 \u043f\u043e e-mail \u0438\u043b\u0438 SMS.<\/td><\/tr>
2.5. The Operator does not open accounts for Payers, does not store funds for Payers, does not transfer funds between individuals and does not provide currency exchange as a separate service. The Service may be used only to pay a Partner’s Invoice.<\/td>2.5. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u043d\u0435 \u043e\u0442\u043a\u0440\u044b\u0432\u0430\u0435\u0442 \u0441\u0447\u0435\u0442\u0430 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430\u043c, \u043d\u0435 \u0445\u0440\u0430\u043d\u0438\u0442 \u0434\u0435\u043d\u0435\u0436\u043d\u044b\u0435 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u0434\u043b\u044f \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u0432, \u043d\u0435 \u043f\u0435\u0440\u0435\u0434\u0430\u0435\u0442 \u0434\u0435\u043d\u0435\u0436\u043d\u044b\u0435 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u043c\u0435\u0436\u0434\u0443 \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u0438\u043c\u0438 \u043b\u0438\u0446\u0430\u043c\u0438 \u0438 \u043d\u0435 \u043e\u043a\u0430\u0437\u044b\u0432\u0430\u0435\u0442 \u0443\u0441\u043b\u0443\u0433\u0438 \u043f\u043e \u043e\u0431\u043c\u0435\u043d\u0443 \u0432\u0430\u043b\u044e\u0442\u044b \u043a\u0430\u043a \u0441\u0430\u043c\u043e\u0441\u0442\u043e\u044f\u0442\u0435\u043b\u044c\u043d\u0443\u044e \u0443\u0441\u043b\u0443\u0433\u0443. \u0421\u0435\u0440\u0432\u0438\u0441 \u043c\u043e\u0436\u0435\u0442 \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c\u0441\u044f \u0442\u043e\u043b\u044c\u043a\u043e \u0434\u043b\u044f \u043e\u043f\u043b\u0430\u0442\u044b \u0421\u0447\u0435\u0442\u0430 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430.<\/td><\/tr>
3. Eligibility and Payer’s undertakings<\/strong><\/td>3. \u0422\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u043a \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0443 \u0438 \u0435\u0433\u043e \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430<\/strong><\/td><\/tr>
3.1. The Payer confirms that he or she: is at least 18 years old and has full legal capacity;uses a card or bank account held in his or her own name (including a supplementary card issued to the Payer by the bank);pays for goods or services actually ordered from the Partner for personal, family or household needs or for other lawful purposes;does not act on behalf of a person subject to sanctions or restrictive measures with which the Operator complies, and does not use funds of unlawful origin;provides accurate information where requested on the payment page.<\/td>3.1. \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0430\u0435\u0442, \u0447\u0442\u043e \u043e\u043d: \u0434\u043e\u0441\u0442\u0438\u0433 18 \u043b\u0435\u0442 \u0438 \u043e\u0431\u043b\u0430\u0434\u0430\u0435\u0442 \u043f\u043e\u043b\u043d\u043e\u0439 \u0434\u0435\u0435\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u044c\u044e;\u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0435\u0442 \u043a\u0430\u0440\u0442\u0443 \u0438\u043b\u0438 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0439 \u0441\u0447\u0435\u0442, \u043e\u0442\u043a\u0440\u044b\u0442\u044b\u0435 \u043d\u0430 \u0435\u0433\u043e \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0435 \u0438\u043c\u044f (\u0432\u043a\u043b\u044e\u0447\u0430\u044f \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u0443\u044e \u043a\u0430\u0440\u0442\u0443, \u0432\u044b\u043f\u0443\u0449\u0435\u043d\u043d\u0443\u044e \u0431\u0430\u043d\u043a\u043e\u043c \u043d\u0430 \u0438\u043c\u044f \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430);\u043e\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0435\u0442 \u0442\u043e\u0432\u0430\u0440\u044b \u0438\u043b\u0438 \u0443\u0441\u043b\u0443\u0433\u0438, \u0444\u0430\u043a\u0442\u0438\u0447\u0435\u0441\u043a\u0438 \u0437\u0430\u043a\u0430\u0437\u0430\u043d\u043d\u044b\u0435 \u0443 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430, \u0434\u043b\u044f \u043b\u0438\u0447\u043d\u044b\u0445, \u0441\u0435\u043c\u0435\u0439\u043d\u044b\u0445, \u0434\u043e\u043c\u0430\u0448\u043d\u0438\u0445 \u043d\u0443\u0436\u0434 \u0438\u043b\u0438 \u0434\u043b\u044f \u0438\u043d\u044b\u0445 \u0437\u0430\u043a\u043e\u043d\u043d\u044b\u0445 \u0446\u0435\u043b\u0435\u0439;\u043d\u0435 \u0434\u0435\u0439\u0441\u0442\u0432\u0443\u0435\u0442 \u043e\u0442 \u0438\u043c\u0435\u043d\u0438 \u043b\u0438\u0446\u0430, \u0432 \u043e\u0442\u043d\u043e\u0448\u0435\u043d\u0438\u0438 \u043a\u043e\u0442\u043e\u0440\u043e\u0433\u043e \u0434\u0435\u0439\u0441\u0442\u0432\u0443\u044e\u0442 \u0441\u0430\u043d\u043a\u0446\u0438\u043e\u043d\u043d\u044b\u0435 \u0438\u043b\u0438 \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0435 \u043c\u0435\u0440\u044b, \u0441\u043e\u0431\u043b\u044e\u0434\u0430\u0435\u043c\u044b\u0435 \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u043e\u043c, \u0438 \u043d\u0435 \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0435\u0442 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u043d\u0435\u0437\u0430\u043a\u043e\u043d\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0438\u0441\u0445\u043e\u0436\u0434\u0435\u043d\u0438\u044f;\u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 \u0434\u043e\u0441\u0442\u043e\u0432\u0435\u0440\u043d\u044b\u0435 \u0441\u0432\u0435\u0434\u0435\u043d\u0438\u044f, \u0435\u0441\u043b\u0438 \u043e\u043d\u0438 \u0437\u0430\u043f\u0440\u0430\u0448\u0438\u0432\u0430\u044e\u0442\u0441\u044f \u043d\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u043e\u0439 \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0435.<\/td><\/tr>
3.2. The Operator may decline a payment, request additional information or documents from the Payer, suspend a payment or a refund until such information is received, or limit the use of the Service where required by Applicable Law, by the Operator’s risk and compliance rules or by its banking partners.<\/td>3.2. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u0432\u043f\u0440\u0430\u0432\u0435 \u043e\u0442\u043a\u043b\u043e\u043d\u0438\u0442\u044c \u043f\u043b\u0430\u0442\u0435\u0436, \u0437\u0430\u043f\u0440\u043e\u0441\u0438\u0442\u044c \u0443 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430 \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u0443\u044e \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044e \u0438\u043b\u0438 \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u044b, \u043f\u0440\u0438\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u044c \u043f\u043b\u0430\u0442\u0435\u0436 \u0438\u043b\u0438 \u0432\u043e\u0437\u0432\u0440\u0430\u0442 \u0434\u043e \u0438\u0445 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044f \u043b\u0438\u0431\u043e \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0438\u0442\u044c \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u0438\u0435 \u0421\u0435\u0440\u0432\u0438\u0441\u0430, \u0435\u0441\u043b\u0438 \u044d\u0442\u043e \u0442\u0440\u0435\u0431\u0443\u0435\u0442\u0441\u044f \u041f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u044b\u043c \u043f\u0440\u0430\u0432\u043e\u043c, \u043f\u0440\u0430\u0432\u0438\u043b\u0430\u043c\u0438 \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u0430 \u0432 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u0440\u0438\u0441\u043a\u0430 \u0438 \u043a\u043e\u043c\u043f\u043b\u0430\u0435\u043d\u0441\u0430 \u0438\u043b\u0438 \u0435\u0433\u043e \u0431\u0430\u043d\u043a\u0430\u043c\u0438-\u043f\u0430\u0440\u0442\u043d\u0435\u0440\u0430\u043c\u0438.<\/td><\/tr>
4. Refunds<\/strong><\/td>4. \u0412\u043e\u0437\u0432\u0440\u0430\u0442\u044b<\/strong><\/td><\/tr>
4.1. Requests for refund, cancellation or replacement of goods or services are submitted to the Partner in accordance with the Partner’s terms and Applicable Law. The Partner initiates the refund through BearPay; the Operator executes it in accordance with this Section.<\/td>4.1. \u0417\u0430\u043f\u0440\u043e\u0441\u044b \u043e \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0435, \u043e\u0442\u043c\u0435\u043d\u0435 \u0438\u043b\u0438 \u0437\u0430\u043c\u0435\u043d\u0435 \u0442\u043e\u0432\u0430\u0440\u043e\u0432 \u0438\u043b\u0438 \u0443\u0441\u043b\u0443\u0433 \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0443 \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u043c\u0438 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430 \u0438 \u041f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u044b\u043c \u043f\u0440\u0430\u0432\u043e\u043c. \u041f\u0430\u0440\u0442\u043d\u0435\u0440 \u0438\u043d\u0438\u0446\u0438\u0438\u0440\u0443\u0435\u0442 \u0432\u043e\u0437\u0432\u0440\u0430\u0442 \u0447\u0435\u0440\u0435\u0437 BearPay; \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u0438\u0441\u043f\u043e\u043b\u043d\u044f\u0435\u0442 \u0435\u0433\u043e \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0438\u043c \u0440\u0430\u0437\u0434\u0435\u043b\u043e\u043c.<\/td><\/tr>
4.2. A Payer who wishes to obtain a refund contacts the Partner directly using the contact details indicated in the Invoice, on the Partner’s premises or website. The request should state the Invoice number, the date and amount of the payment and the reason for the request.<\/td>4.2. \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a, \u0436\u0435\u043b\u0430\u044e\u0449\u0438\u0439 \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0432\u043e\u0437\u0432\u0440\u0430\u0442, \u043e\u0431\u0440\u0430\u0449\u0430\u0435\u0442\u0441\u044f \u043d\u0435\u043f\u043e\u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0435\u043d\u043d\u043e \u043a \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0443 \u043f\u043e \u043a\u043e\u043d\u0442\u0430\u043a\u0442\u043d\u044b\u043c \u0434\u0430\u043d\u043d\u044b\u043c, \u0443\u043a\u0430\u0437\u0430\u043d\u043d\u044b\u043c \u0432 \u0421\u0447\u0435\u0442\u0435, \u0432 \u043f\u043e\u043c\u0435\u0449\u0435\u043d\u0438\u0438 \u0438\u043b\u0438 \u043d\u0430 \u0441\u0430\u0439\u0442\u0435 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430. \u0412 \u0437\u0430\u043f\u0440\u043e\u0441\u0435 \u0443\u043a\u0430\u0437\u044b\u0432\u0430\u044e\u0442\u0441\u044f \u043d\u043e\u043c\u0435\u0440 \u0421\u0447\u0435\u0442\u0430, \u0434\u0430\u0442\u0430 \u0438 \u0441\u0443\u043c\u043c\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u0430 \u0438 \u043e\u0441\u043d\u043e\u0432\u0430\u043d\u0438\u0435 \u0437\u0430\u043f\u0440\u043e\u0441\u0430.<\/td><\/tr>
4.3. If the Partner agrees to the refund, the Partner creates a refund instruction in the Personal Account within 3 (three) Business Days of the agreement with the Payer. The Operator executes the refund instruction within 2 (two) Business Days of its receipt, subject to the conditions of the Partner Terms.<\/td>4.3. \u0415\u0441\u043b\u0438 \u041f\u0430\u0440\u0442\u043d\u0435\u0440 \u0441\u043e\u0433\u043b\u0430\u0441\u0435\u043d \u043d\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442, \u041f\u0430\u0440\u0442\u043d\u0435\u0440 \u0444\u043e\u0440\u043c\u0438\u0440\u0443\u0435\u0442 \u043f\u043e\u0440\u0443\u0447\u0435\u043d\u0438\u0435 \u043d\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442 \u0432 \u041b\u0438\u0447\u043d\u043e\u043c \u043a\u0430\u0431\u0438\u043d\u0435\u0442\u0435 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 3 (\u0442\u0440\u0435\u0445) \u0420\u0430\u0431\u043e\u0447\u0438\u0445 \u0434\u043d\u0435\u0439 \u0441 \u043c\u043e\u043c\u0435\u043d\u0442\u0430 \u0441\u043e\u0433\u043b\u0430\u0441\u043e\u0432\u0430\u043d\u0438\u044f \u0441 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u043c. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u0438\u0441\u043f\u043e\u043b\u043d\u044f\u0435\u0442 \u043f\u043e\u0440\u0443\u0447\u0435\u043d\u0438\u0435 \u043d\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 2 (\u0434\u0432\u0443\u0445) \u0420\u0430\u0431\u043e\u0447\u0438\u0445 \u0434\u043d\u0435\u0439 \u0441 \u043c\u043e\u043c\u0435\u043d\u0442\u0430 \u0435\u0433\u043e \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044f \u0441 \u0443\u0447\u0435\u0442\u043e\u043c \u043f\u043e\u043b\u043e\u0436\u0435\u043d\u0438\u0439 \u0423\u0441\u043b\u043e\u0432\u0438\u0439 \u0434\u043b\u044f \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u0432.<\/td><\/tr>
4.4. If the Partner does not respond to the Payer within 10 (ten) days or refuses the refund, the Payer may contact the Operator using the contact details set out in Section 11. The Operator forwards the request to the Partner. The Operator does not decide the merits of the dispute between the Payer and the Partner, except as provided in Section 5.<\/td>4.4. \u0415\u0441\u043b\u0438 \u041f\u0430\u0440\u0442\u043d\u0435\u0440 \u043d\u0435 \u043e\u0442\u0432\u0435\u0447\u0430\u0435\u0442 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0443 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 10 (\u0434\u0435\u0441\u044f\u0442\u0438) \u0434\u043d\u0435\u0439 \u043b\u0438\u0431\u043e \u043e\u0442\u043a\u0430\u0437\u044b\u0432\u0430\u0435\u0442 \u0432 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0435, \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a \u0432\u043f\u0440\u0430\u0432\u0435 \u043e\u0431\u0440\u0430\u0442\u0438\u0442\u044c\u0441\u044f \u043a \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u0443 \u043f\u043e \u043a\u043e\u043d\u0442\u0430\u043a\u0442\u0430\u043c, \u0443\u043a\u0430\u0437\u0430\u043d\u043d\u044b\u043c \u0432 \u0440\u0430\u0437\u0434\u0435\u043b\u0435 11. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u043f\u0435\u0440\u0435\u0434\u0430\u0435\u0442 \u0437\u0430\u043f\u0440\u043e\u0441 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0443. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u043d\u0435 \u0440\u0430\u0437\u0440\u0435\u0448\u0430\u0435\u0442 \u0441\u043f\u043e\u0440 \u043c\u0435\u0436\u0434\u0443 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u043c \u0438 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u043c \u043f\u043e \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443, \u0437\u0430 \u0438\u0441\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435\u043c \u0441\u043b\u0443\u0447\u0430\u0435\u0432, \u043f\u0440\u0435\u0434\u0443\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u043d\u044b\u0445 \u0440\u0430\u0437\u0434\u0435\u043b\u043e\u043c 5.<\/td><\/tr>
4.5. A refund is made only to the Payment Method used for the original payment. Refunds in cash, to another card or account, or to a third party are not made. The time within which the refunded amount becomes available to the Payer depends on the Payer’s bank and is normally between 1 and 30 Business Days from execution by the Operator.<\/td>4.5. \u0412\u043e\u0437\u0432\u0440\u0430\u0442 \u043e\u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0442\u043e\u043b\u044c\u043a\u043e \u043d\u0430 \u0421\u043f\u043e\u0441\u043e\u0431 \u043e\u043f\u043b\u0430\u0442\u044b, \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u043d\u044b\u0439 \u0434\u043b\u044f \u0438\u0441\u0445\u043e\u0434\u043d\u043e\u0433\u043e \u043f\u043b\u0430\u0442\u0435\u0436\u0430. \u0412\u043e\u0437\u0432\u0440\u0430\u0442\u044b \u043d\u0430\u043b\u0438\u0447\u043d\u044b\u043c\u0438, \u043d\u0430 \u0438\u043d\u0443\u044e \u043a\u0430\u0440\u0442\u0443 \u0438\u043b\u0438 \u0441\u0447\u0435\u0442 \u043b\u0438\u0431\u043e \u0442\u0440\u0435\u0442\u044c\u0435\u043c\u0443 \u043b\u0438\u0446\u0443 \u043d\u0435 \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u044f\u0442\u0441\u044f. \u0421\u0440\u043e\u043a, \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u043a\u043e\u0442\u043e\u0440\u043e\u0433\u043e \u0432\u043e\u0437\u0432\u0440\u0430\u0449\u0435\u043d\u043d\u0430\u044f \u0441\u0443\u043c\u043c\u0430 \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u0441\u044f \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u043e\u0439 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0443, \u0437\u0430\u0432\u0438\u0441\u0438\u0442 \u043e\u0442 \u0431\u0430\u043d\u043a\u0430 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430 \u0438 \u043e\u0431\u044b\u0447\u043d\u043e \u0441\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 \u043e\u0442 1 \u0434\u043e 30 \u0420\u0430\u0431\u043e\u0447\u0438\u0445 \u0434\u043d\u0435\u0439 \u0441 \u043c\u043e\u043c\u0435\u043d\u0442\u0430 \u0438\u0441\u043f\u043e\u043b\u043d\u0435\u043d\u0438\u044f \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u043e\u043c.<\/td><\/tr>
4.6. Partial refunds are permitted. Several partial refunds may be made against one payment, provided that their total does not exceed the amount of the original payment.<\/td>4.6. \u0414\u043e\u043f\u0443\u0441\u043a\u0430\u044e\u0442\u0441\u044f \u0447\u0430\u0441\u0442\u0438\u0447\u043d\u044b\u0435 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u044b. \u041f\u043e \u043e\u0434\u043d\u043e\u043c\u0443 \u043f\u043b\u0430\u0442\u0435\u0436\u0443 \u043c\u043e\u0436\u0435\u0442 \u0431\u044b\u0442\u044c \u0441\u043e\u0432\u0435\u0440\u0448\u0435\u043d\u043e \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0447\u0430\u0441\u0442\u0438\u0447\u043d\u044b\u0445 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u043e\u0432 \u043f\u0440\u0438 \u0443\u0441\u043b\u043e\u0432\u0438\u0438, \u0447\u0442\u043e \u0438\u0445 \u043e\u0431\u0449\u0430\u044f \u0441\u0443\u043c\u043c\u0430 \u043d\u0435 \u043f\u0440\u0435\u0432\u044b\u0448\u0430\u0435\u0442 \u0441\u0443\u043c\u043c\u0443 \u0438\u0441\u0445\u043e\u0434\u043d\u043e\u0433\u043e \u043f\u043b\u0430\u0442\u0435\u0436\u0430.<\/td><\/tr>
4.7. Refunds are executed in the currency in which the Payer made the payment, in the amount actually debited from the Payer for the refunded goods or services (pro rata in case of a partial refund). Fees and conversions applied by the Payer’s bank to the original payment or to the refund are outside the control of the Operator and the Partner.<\/td>4.7. \u0412\u043e\u0437\u0432\u0440\u0430\u0442\u044b \u0438\u0441\u043f\u043e\u043b\u043d\u044f\u044e\u0442\u0441\u044f \u0432 \u0432\u0430\u043b\u044e\u0442\u0435, \u0432 \u043a\u043e\u0442\u043e\u0440\u043e\u0439 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a \u0441\u043e\u0432\u0435\u0440\u0448\u0438\u043b \u043f\u043b\u0430\u0442\u0435\u0436, \u0432 \u0441\u0443\u043c\u043c\u0435, \u0444\u0430\u043a\u0442\u0438\u0447\u0435\u0441\u043a\u0438 \u0441\u043f\u0438\u0441\u0430\u043d\u043d\u043e\u0439 \u0441 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430 \u0437\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0449\u0430\u0435\u043c\u044b\u0435 \u0442\u043e\u0432\u0430\u0440\u044b \u0438\u043b\u0438 \u0443\u0441\u043b\u0443\u0433\u0438 (\u043f\u0440\u0438 \u0447\u0430\u0441\u0442\u0438\u0447\u043d\u043e\u043c \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0435 \u2013 \u043f\u0440\u043e\u043f\u043e\u0440\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u043e). \u041a\u043e\u043c\u0438\u0441\u0441\u0438\u0438 \u0438 \u043a\u043e\u043d\u0432\u0435\u0440\u0442\u0430\u0446\u0438\u044f, \u043f\u0440\u0438\u043c\u0435\u043d\u044f\u0435\u043c\u044b\u0435 \u0431\u0430\u043d\u043a\u043e\u043c \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430 \u043a \u0438\u0441\u0445\u043e\u0434\u043d\u043e\u043c\u0443 \u043f\u043b\u0430\u0442\u0435\u0436\u0443 \u0438\u043b\u0438 \u043a \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0443, \u043d\u0430\u0445\u043e\u0434\u044f\u0442\u0441\u044f \u0432\u043d\u0435 \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044f \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u0430 \u0438 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430.<\/td><\/tr>
4.8. Refund instructions may be submitted within 180 (one hundred eighty) days of the original payment. After this period refunds are made only where required by Applicable Law.<\/td>4.8. \u041f\u043e\u0440\u0443\u0447\u0435\u043d\u0438\u044f \u043d\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442 \u043c\u043e\u0433\u0443\u0442 \u0431\u044b\u0442\u044c \u043f\u043e\u0434\u0430\u043d\u044b \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 180 (\u0441\u0442\u0430 \u0432\u043e\u0441\u044c\u043c\u0438\u0434\u0435\u0441\u044f\u0442\u0438) \u0434\u043d\u0435\u0439 \u0441 \u0434\u0430\u0442\u044b \u0438\u0441\u0445\u043e\u0434\u043d\u043e\u0433\u043e \u043f\u043b\u0430\u0442\u0435\u0436\u0430. \u041f\u043e \u0438\u0441\u0442\u0435\u0447\u0435\u043d\u0438\u0438 \u044d\u0442\u043e\u0433\u043e \u0441\u0440\u043e\u043a\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u044b \u043e\u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u0442\u043e\u043b\u044c\u043a\u043e \u0432 \u0441\u043b\u0443\u0447\u0430\u044f\u0445, \u043f\u0440\u0435\u0434\u0443\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u043d\u044b\u0445 \u041f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u044b\u043c \u043f\u0440\u0430\u0432\u043e\u043c.<\/td><\/tr>
5. Erroneous and unauthorized payments<\/strong><\/td>5. \u041e\u0448\u0438\u0431\u043e\u0447\u043d\u044b\u0435 \u0438 \u043d\u0435\u0441\u0430\u043d\u043a\u0446\u0438\u043e\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438<\/strong><\/td><\/tr>
5.1. A Payer who believes that a payment was made in error (duplicate payment, incorrect amount) or without the Payer’s authorization should contact the Partner and the Operator using the contact details set out in Section 11 without delay and, in the case of an unauthorized payment, the Payer’s bank. The Operator investigates such reports together with the Partner and its banking partners and, where the error is confirmed, arranges the return of the amount in accordance with Section 4 and the Partner Terms.<\/td>5.1. \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a, \u043f\u043e\u043b\u0430\u0433\u0430\u044e\u0449\u0438\u0439, \u0447\u0442\u043e \u043f\u043b\u0430\u0442\u0435\u0436 \u0441\u043e\u0432\u0435\u0440\u0448\u0435\u043d \u043e\u0448\u0438\u0431\u043e\u0447\u043d\u043e (\u0434\u0443\u0431\u043b\u0438\u0440\u0443\u044e\u0449\u0438\u0439 \u043f\u043b\u0430\u0442\u0435\u0436, \u043d\u0435\u0432\u0435\u0440\u043d\u0430\u044f \u0441\u0443\u043c\u043c\u0430) \u0438\u043b\u0438 \u0431\u0435\u0437 \u0435\u0433\u043e \u0441\u0430\u043d\u043a\u0446\u0438\u0438, \u043d\u0435\u0437\u0430\u043c\u0435\u0434\u043b\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u043e\u0431\u0440\u0430\u0449\u0430\u0435\u0442\u0441\u044f \u043a \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0443 \u0438 \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u0443 \u043f\u043e \u043a\u043e\u043d\u0442\u0430\u043a\u0442\u0430\u043c, \u0443\u043a\u0430\u0437\u0430\u043d\u043d\u044b\u043c \u0432 \u0440\u0430\u0437\u0434\u0435\u043b\u0435 11, \u0430 \u0432 \u0441\u043b\u0443\u0447\u0430\u0435 \u043d\u0435\u0441\u0430\u043d\u043a\u0446\u0438\u043e\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0433\u043e \u043f\u043b\u0430\u0442\u0435\u0436\u0430 \u2013 \u0442\u0430\u043a\u0436\u0435 \u0432 \u0441\u0432\u043e\u0439 \u0431\u0430\u043d\u043a. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u043f\u0440\u043e\u0432\u0435\u0440\u044f\u0435\u0442 \u0442\u0430\u043a\u0438\u0435 \u0441\u043e\u043e\u0431\u0449\u0435\u043d\u0438\u044f \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u043d\u043e \u0441 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u043c \u0438 \u0441\u0432\u043e\u0438\u043c\u0438 \u0431\u0430\u043d\u043a\u0430\u043c\u0438-\u043f\u0430\u0440\u0442\u043d\u0435\u0440\u0430\u043c\u0438 \u0438 \u043f\u0440\u0438 \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u0438 \u043e\u0448\u0438\u0431\u043a\u0438 \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0438\u0432\u0430\u0435\u0442 \u0432\u043e\u0437\u0432\u0440\u0430\u0442 \u0441\u0443\u043c\u043c\u044b \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u0440\u0430\u0437\u0434\u0435\u043b\u043e\u043c 4 \u0438 \u0423\u0441\u043b\u043e\u0432\u0438\u044f\u043c\u0438 \u0434\u043b\u044f \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u0432.<\/td><\/tr>
6. Disputes with the Partner and consumer rights<\/strong><\/td>6. \u0421\u043f\u043e\u0440\u044b \u0441 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u043c \u0438 \u043f\u0440\u0430\u0432\u0430 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0435\u0439<\/strong><\/td><\/tr>
6.1. Claims relating to the quality, quantity, timing, cancellation or non-performance of goods or services are resolved between the Payer and the Partner under the Partner’s terms of sale and Applicable Law. The Operator may, at the request of either party, provide payment records in its possession.<\/td>6.1. \u041f\u0440\u0435\u0442\u0435\u043d\u0437\u0438\u0438, \u0441\u0432\u044f\u0437\u0430\u043d\u043d\u044b\u0435 \u0441 \u043a\u0430\u0447\u0435\u0441\u0442\u0432\u043e\u043c, \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u043e\u043c, \u0441\u0440\u043e\u043a\u0430\u043c\u0438, \u043e\u0442\u043c\u0435\u043d\u043e\u0439 \u0438\u043b\u0438 \u043d\u0435\u0438\u0441\u043f\u043e\u043b\u043d\u0435\u043d\u0438\u0435\u043c \u0432 \u043e\u0442\u043d\u043e\u0448\u0435\u043d\u0438\u0438 \u0442\u043e\u0432\u0430\u0440\u043e\u0432 \u0438\u043b\u0438 \u0443\u0441\u043b\u0443\u0433, \u0440\u0430\u0437\u0440\u0435\u0448\u0430\u044e\u0442\u0441\u044f \u043c\u0435\u0436\u0434\u0443 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u043c \u0438 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u043c \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u043c\u0438 \u043f\u0440\u043e\u0434\u0430\u0436\u0438 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430 \u0438 \u041f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u044b\u043c \u043f\u0440\u0430\u0432\u043e\u043c. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u0432\u043f\u0440\u0430\u0432\u0435 \u043f\u043e \u0437\u0430\u043f\u0440\u043e\u0441\u0443 \u043b\u044e\u0431\u043e\u0439 \u0438\u0437 \u0441\u0442\u043e\u0440\u043e\u043d \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u0438\u0442\u044c \u0438\u043c\u0435\u044e\u0449\u0438\u0435\u0441\u044f \u0443 \u043d\u0435\u0433\u043e \u0437\u0430\u043f\u0438\u0441\u0438 \u043e \u043f\u043b\u0430\u0442\u0435\u0436\u0435.<\/td><\/tr>
6.2. Nothing in these Terms limits the rights of a Payer who is a consumer under the mandatory provisions of the law of the Payer’s country of residence or of the Republic of T\u00fcrkiye.<\/td>6.2. \u041d\u0438\u0447\u0442\u043e \u0432 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0438\u0445 \u0423\u0441\u043b\u043e\u0432\u0438\u044f\u0445 \u043d\u0435 \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0438\u0432\u0430\u0435\u0442 \u043f\u0440\u0430\u0432\u0430 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430-\u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u044f, \u043f\u0440\u0435\u0434\u0443\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u043d\u044b\u0435 \u0438\u043c\u043f\u0435\u0440\u0430\u0442\u0438\u0432\u043d\u044b\u043c\u0438 \u043d\u043e\u0440\u043c\u0430\u043c\u0438 \u043f\u0440\u0430\u0432\u0430 \u0441\u0442\u0440\u0430\u043d\u044b \u0435\u0433\u043e \u043c\u0435\u0441\u0442\u0430 \u0436\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430 \u0438\u043b\u0438 \u0422\u0443\u0440\u0435\u0446\u043a\u043e\u0439 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0438.<\/td><\/tr>
6.3. A Payer may also dispute a payment with the Payer’s bank under the rules of the card scheme or the transfer system used. The Operator cooperates with the Payer’s bank and the Partner in the consideration of such disputes.<\/td>6.3. \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a \u0432\u043f\u0440\u0430\u0432\u0435 \u0442\u0430\u043a\u0436\u0435 \u043e\u0441\u043f\u043e\u0440\u0438\u0442\u044c \u043f\u043b\u0430\u0442\u0435\u0436 \u0447\u0435\u0440\u0435\u0437 \u0441\u0432\u043e\u0439 \u0431\u0430\u043d\u043a \u043f\u043e \u043f\u0440\u0430\u0432\u0438\u043b\u0430\u043c \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u043d\u043e\u0439 \u043a\u0430\u0440\u0442\u043e\u0447\u043d\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u044b \u0438\u043b\u0438 \u0441\u0438\u0441\u0442\u0435\u043c\u044b \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u043e\u0432. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u0432\u0437\u0430\u0438\u043c\u043e\u0434\u0435\u0439\u0441\u0442\u0432\u0443\u0435\u0442 \u0441 \u0431\u0430\u043d\u043a\u043e\u043c \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430 \u0438 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u043c \u043f\u0440\u0438 \u0440\u0430\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u0438\u0438 \u0442\u0430\u043a\u0438\u0445 \u043e\u0441\u043f\u0430\u0440\u0438\u0432\u0430\u043d\u0438\u0439.<\/td><\/tr>
7. Personal data<\/strong><\/td>7. \u041f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u0434\u0430\u043d\u043d\u044b\u0435<\/strong><\/td><\/tr>
7.1. The Operator processes the Payer’s personal data (name, contact details, payment method data in masked form, transaction details, technical data) for the purposes of executing the payment, preventing fraud, complying with legal obligations and handling claims, as described in the Privacy and Cookie Policy. Personal data of Payers who are citizens of the Russian Federation are processed with regard to the requirements of the Federal Law No. 152-FZ «On Personal Data».<\/td>7.1. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u043e\u0431\u0440\u0430\u0431\u0430\u0442\u044b\u0432\u0430\u0435\u0442 \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u0434\u0430\u043d\u043d\u044b\u0435 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430 (\u0438\u043c\u044f, \u043a\u043e\u043d\u0442\u0430\u043a\u0442\u043d\u044b\u0435 \u0434\u0430\u043d\u043d\u044b\u0435, \u0434\u0430\u043d\u043d\u044b\u0435 \u0441\u043f\u043e\u0441\u043e\u0431\u0430 \u043e\u043f\u043b\u0430\u0442\u044b \u0432 \u043c\u0430\u0441\u043a\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u043c \u0432\u0438\u0434\u0435, \u0441\u0432\u0435\u0434\u0435\u043d\u0438\u044f \u043e\u0431 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0438, \u0442\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u0434\u0430\u043d\u043d\u044b\u0435) \u0432 \u0446\u0435\u043b\u044f\u0445 \u0438\u0441\u043f\u043e\u043b\u043d\u0435\u043d\u0438\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u0430, \u043f\u0440\u0435\u0434\u043e\u0442\u0432\u0440\u0430\u0449\u0435\u043d\u0438\u044f \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430, \u0432\u044b\u043f\u043e\u043b\u043d\u0435\u043d\u0438\u044f \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0439 \u0437\u0430\u043a\u043e\u043d\u0430 \u0438 \u0440\u0430\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u0438\u044f \u043f\u0440\u0435\u0442\u0435\u043d\u0437\u0438\u0439, \u043a\u0430\u043a \u043e\u043f\u0438\u0441\u0430\u043d\u043e \u0432 \u041f\u043e\u043b\u0438\u0442\u0438\u043a\u0435 \u043a\u043e\u043d\u0444\u0438\u0434\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u0438 \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u0438\u044f cookie. \u041f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u0434\u0430\u043d\u043d\u044b\u0435 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u0432 \u2013 \u0433\u0440\u0430\u0436\u0434\u0430\u043d \u0420\u043e\u0441\u0441\u0438\u0439\u0441\u043a\u043e\u0439 \u0424\u0435\u0434\u0435\u0440\u0430\u0446\u0438\u0438 \u043e\u0431\u0440\u0430\u0431\u0430\u0442\u044b\u0432\u0430\u044e\u0442\u0441\u044f \u0441 \u0443\u0447\u0435\u0442\u043e\u043c \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0439 \u0424\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0437\u0430\u043a\u043e\u043d\u0430 \u2116 152-\u0424\u0417 \u00ab\u041e \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u0434\u0430\u043d\u043d\u044b\u0445\u00bb.<\/td><\/tr>
7.2. Card and bank credentials entered by the Payer are processed on secured pages and are not disclosed to the Partner. The Partner receives only the information necessary to identify the order and the Payer.<\/td>7.2. \u0414\u0430\u043d\u043d\u044b\u0435 \u043a\u0430\u0440\u0442\u044b \u0438 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0435 \u0443\u0447\u0435\u0442\u043d\u044b\u0435 \u0434\u0430\u043d\u043d\u044b\u0435, \u0432\u0432\u043e\u0434\u0438\u043c\u044b\u0435 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u043c, \u043e\u0431\u0440\u0430\u0431\u0430\u0442\u044b\u0432\u0430\u044e\u0442\u0441\u044f \u043d\u0430 \u0437\u0430\u0449\u0438\u0449\u0435\u043d\u043d\u044b\u0445 \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0430\u0445 \u0438 \u043d\u0435 \u0440\u0430\u0441\u043a\u0440\u044b\u0432\u0430\u044e\u0442\u0441\u044f \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0443. \u041f\u0430\u0440\u0442\u043d\u0435\u0440 \u043f\u043e\u043b\u0443\u0447\u0430\u0435\u0442 \u0442\u043e\u043b\u044c\u043a\u043e \u0441\u0432\u0435\u0434\u0435\u043d\u0438\u044f, \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u0435 \u0434\u043b\u044f \u0438\u0434\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438 \u0437\u0430\u043a\u0430\u0437\u0430 \u0438 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430.<\/td><\/tr>
8. Security<\/strong><\/td>8. \u0411\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c<\/strong><\/td><\/tr>
8.1. Payment pages of BearPay are located only on the domain bearpay.pro and its subdomains and on the domains of the Operator’s technical partners. The Operator never asks Payers for card PIN codes, full card data by phone or messenger, or one-time codes from the bank. The Payer should check the address of the payment page and the name of the Partner before confirming a payment.<\/td>8.1. \u041f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u044b BearPay \u0440\u0430\u0437\u043c\u0435\u0449\u0430\u044e\u0442\u0441\u044f \u0442\u043e\u043b\u044c\u043a\u043e \u043d\u0430 \u0434\u043e\u043c\u0435\u043d\u0435 bearpay.pro \u0438 \u0435\u0433\u043e \u043f\u043e\u0434\u0434\u043e\u043c\u0435\u043d\u0430\u0445 \u0438 \u043d\u0430 \u0434\u043e\u043c\u0435\u043d\u0430\u0445 \u0442\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u0432 \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u0430. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u043d\u0438\u043a\u043e\u0433\u0434\u0430 \u043d\u0435 \u0437\u0430\u043f\u0440\u0430\u0448\u0438\u0432\u0430\u0435\u0442 \u0443 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u0432 PIN-\u043a\u043e\u0434\u044b \u043a\u0430\u0440\u0442, \u043f\u043e\u043b\u043d\u044b\u0435 \u0434\u0430\u043d\u043d\u044b\u0435 \u043a\u0430\u0440\u0442 \u043f\u043e \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0443 \u0438\u043b\u0438 \u0432 \u043c\u0435\u0441\u0441\u0435\u043d\u0434\u0436\u0435\u0440\u0435, \u0430 \u0442\u0430\u043a\u0436\u0435 \u043e\u0434\u043d\u043e\u0440\u0430\u0437\u043e\u0432\u044b\u0435 \u043a\u043e\u0434\u044b \u0438\u0437 \u0431\u0430\u043d\u043a\u0430. \u041f\u0435\u0440\u0435\u0434 \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u0435\u043c \u043f\u043b\u0430\u0442\u0435\u0436\u0430 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0443 \u0441\u043b\u0435\u0434\u0443\u0435\u0442 \u043f\u0440\u043e\u0432\u0435\u0440\u0438\u0442\u044c \u0430\u0434\u0440\u0435\u0441 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u043e\u0439 \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u044b \u0438 \u043d\u0430\u0438\u043c\u0435\u043d\u043e\u0432\u0430\u043d\u0438\u0435 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u0430.<\/td><\/tr>
8.2. The Payer is responsible for keeping his or her card data, banking application and devices secure. The Operator is not liable for losses resulting from the Payer’s disclosure of such data to third parties.<\/td>8.2. \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a \u043e\u0442\u0432\u0435\u0447\u0430\u0435\u0442 \u0437\u0430 \u0441\u043e\u0445\u0440\u0430\u043d\u043d\u043e\u0441\u0442\u044c \u0434\u0430\u043d\u043d\u044b\u0445 \u0441\u0432\u043e\u0435\u0439 \u043a\u0430\u0440\u0442\u044b, \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0433\u043e \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u0438 \u0443\u0441\u0442\u0440\u043e\u0439\u0441\u0442\u0432. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u043d\u0435 \u043d\u0435\u0441\u0435\u0442 \u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0441\u0442\u0438 \u0437\u0430 \u0443\u0431\u044b\u0442\u043a\u0438, \u0432\u043e\u0437\u043d\u0438\u043a\u0448\u0438\u0435 \u0432\u0441\u043b\u0435\u0434\u0441\u0442\u0432\u0438\u0435 \u0440\u0430\u0441\u043a\u0440\u044b\u0442\u0438\u044f \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u043c \u0442\u0430\u043a\u0438\u0445 \u0434\u0430\u043d\u043d\u044b\u0445 \u0442\u0440\u0435\u0442\u044c\u0438\u043c \u043b\u0438\u0446\u0430\u043c.<\/td><\/tr>
9. Liability<\/strong><\/td>9. \u041e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0441\u0442\u044c<\/strong><\/td><\/tr>
9.1. The Operator is responsible to the Payer only for the correct confirmation of the payment. The Operator is not responsible for the goods and services, for the Partner’s performance, for decisions of the Payer’s bank to decline or delay a payment, for fees of the Payer’s bank, or for interruptions caused by third-party banking and telecommunication infrastructure.<\/td>9.1. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u043e\u0442\u0432\u0435\u0447\u0430\u0435\u0442 \u043f\u0435\u0440\u0435\u0434 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u043c \u0442\u043e\u043b\u044c\u043a\u043e \u0437\u0430 \u043d\u0430\u0434\u043b\u0435\u0436\u0430\u0449\u0435\u0435 \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0430. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u043d\u0435 \u043e\u0442\u0432\u0435\u0447\u0430\u0435\u0442 \u0437\u0430 \u0442\u043e\u0432\u0430\u0440\u044b \u0438 \u0443\u0441\u043b\u0443\u0433\u0438, \u0437\u0430 \u0438\u0441\u043f\u043e\u043b\u043d\u0435\u043d\u0438\u0435 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432 \u041f\u0430\u0440\u0442\u043d\u0435\u0440\u043e\u043c, \u0437\u0430 \u0440\u0435\u0448\u0435\u043d\u0438\u044f \u0431\u0430\u043d\u043a\u0430 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430 \u043e\u0431 \u043e\u0442\u043a\u043b\u043e\u043d\u0435\u043d\u0438\u0438 \u0438\u043b\u0438 \u0437\u0430\u0434\u0435\u0440\u0436\u043a\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0430, \u0437\u0430 \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u0438 \u0431\u0430\u043d\u043a\u0430 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430 \u0438 \u0437\u0430 \u043f\u0435\u0440\u0435\u0431\u043e\u0438, \u0432\u044b\u0437\u0432\u0430\u043d\u043d\u044b\u0435 \u0441\u0442\u043e\u0440\u043e\u043d\u043d\u0435\u0439 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u0438 \u0442\u0435\u043b\u0435\u043a\u043e\u043c\u043c\u0443\u043d\u0438\u043a\u0430\u0446\u0438\u043e\u043d\u043d\u043e\u0439 \u0438\u043d\u0444\u0440\u0430\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u043e\u0439.<\/td><\/tr>
10. Governing law, disputes and amendments<\/strong><\/td>10. \u041f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u043e\u0435 \u043f\u0440\u0430\u0432\u043e, \u0441\u043f\u043e\u0440\u044b \u0438 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u044f<\/strong><\/td><\/tr>
10.1. The Terms are governed by the laws of the Republic of T\u00fcrkiye. This choice does not deprive the Payer of the protection afforded by mandatory provisions of the law of the country of the Payer’s habitual residence. Claims to the Operator are sent to the contact details set out in Section 11. Disputes not resolved amicably may be brought before the competent courts of \u0130stanbul, T\u00fcrkiye, or, where mandatory rules so provide, before the courts of the Payer’s residence.<\/td>10.1. \u0423\u0441\u043b\u043e\u0432\u0438\u044f \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u0443\u044e\u0442\u0441\u044f \u043f\u0440\u0430\u0432\u043e\u043c \u0422\u0443\u0440\u0435\u0446\u043a\u043e\u0439 \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0438. \u0422\u0430\u043a\u043e\u0439 \u0432\u044b\u0431\u043e\u0440 \u043d\u0435 \u043b\u0438\u0448\u0430\u0435\u0442 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430 \u0437\u0430\u0449\u0438\u0442\u044b, \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u043c\u043e\u0439 \u0438\u043c\u043f\u0435\u0440\u0430\u0442\u0438\u0432\u043d\u044b\u043c\u0438 \u043d\u043e\u0440\u043c\u0430\u043c\u0438 \u043f\u0440\u0430\u0432\u0430 \u0441\u0442\u0440\u0430\u043d\u044b \u0435\u0433\u043e \u043f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0436\u0438\u0432\u0430\u043d\u0438\u044f. \u041f\u0440\u0435\u0442\u0435\u043d\u0437\u0438\u0438 \u043a \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u0443 \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u043f\u043e \u043a\u043e\u043d\u0442\u0430\u043a\u0442\u043d\u044b\u043c \u0434\u0430\u043d\u043d\u044b\u043c, \u0443\u043a\u0430\u0437\u0430\u043d\u043d\u044b\u043c \u0432 \u0440\u0430\u0437\u0434\u0435\u043b\u0435 11. \u0421\u043f\u043e\u0440\u044b, \u043d\u0435 \u0443\u0440\u0435\u0433\u0443\u043b\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0435 \u0432 \u0434\u043e\u0441\u0443\u0434\u0435\u0431\u043d\u043e\u043c \u043f\u043e\u0440\u044f\u0434\u043a\u0435, \u043c\u043e\u0433\u0443\u0442 \u0431\u044b\u0442\u044c \u043f\u0435\u0440\u0435\u0434\u0430\u043d\u044b \u0432 \u043a\u043e\u043c\u043f\u0435\u0442\u0435\u043d\u0442\u043d\u044b\u0435 \u0441\u0443\u0434\u044b \u0421\u0442\u0430\u043c\u0431\u0443\u043b\u0430, \u0422\u0443\u0440\u0446\u0438\u044f, \u043b\u0438\u0431\u043e, \u0435\u0441\u043b\u0438 \u044d\u0442\u043e \u043f\u0440\u0435\u0434\u0443\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u043e \u0438\u043c\u043f\u0435\u0440\u0430\u0442\u0438\u0432\u043d\u044b\u043c\u0438 \u043d\u043e\u0440\u043c\u0430\u043c\u0438, \u0432 \u0441\u0443\u0434\u044b \u043f\u043e \u043c\u0435\u0441\u0442\u0443 \u0436\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430 \u041f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u0430.<\/td><\/tr>
10.2. The Operator may amend the Terms by publishing a new version on the Site. The version in force at the moment of confirmation of a payment applies to that payment. The Terms are made in English and Russian; in case of discrepancy the English text prevails.<\/td>10.2. \u041e\u043f\u0435\u0440\u0430\u0442\u043e\u0440 \u0432\u043f\u0440\u0430\u0432\u0435 \u0438\u0437\u043c\u0435\u043d\u044f\u0442\u044c \u0423\u0441\u043b\u043e\u0432\u0438\u044f \u043f\u0443\u0442\u0435\u043c \u043f\u0443\u0431\u043b\u0438\u043a\u0430\u0446\u0438\u0438 \u043d\u043e\u0432\u043e\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0438\u0438 \u043d\u0430 \u0421\u0430\u0439\u0442\u0435. \u041a \u043f\u043b\u0430\u0442\u0435\u0436\u0443 \u043f\u0440\u0438\u043c\u0435\u043d\u044f\u0435\u0442\u0441\u044f \u0440\u0435\u0434\u0430\u043a\u0446\u0438\u044f, \u0434\u0435\u0439\u0441\u0442\u0432\u0443\u044e\u0449\u0430\u044f \u043d\u0430 \u043c\u043e\u043c\u0435\u043d\u0442 \u0435\u0433\u043e \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u044f. \u0423\u0441\u043b\u043e\u0432\u0438\u044f \u0441\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u044b \u043d\u0430 \u0430\u043d\u0433\u043b\u0438\u0439\u0441\u043a\u043e\u043c \u0438 \u0440\u0443\u0441\u0441\u043a\u043e\u043c \u044f\u0437\u044b\u043a\u0430\u0445; \u043f\u0440\u0438 \u0440\u0430\u0441\u0445\u043e\u0436\u0434\u0435\u043d\u0438\u0438 \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u0443\u044e \u0441\u0438\u043b\u0443 \u0438\u043c\u0435\u0435\u0442 \u0442\u0435\u043a\u0441\u0442 \u043d\u0430 \u0430\u043d\u0433\u043b\u0438\u0439\u0441\u043a\u043e\u043c \u044f\u0437\u044b\u043a\u0435.<\/td><\/tr>
11. Contact details<\/strong><\/td>11. \u041a\u043e\u043d\u0442\u0430\u043a\u0442\u043d\u044b\u0435 \u0434\u0430\u043d\u043d\u044b\u0435<\/strong><\/td><\/tr>
RA TOPLU T\u00dcKET\u0130M MALLARI \u0130\u00c7 VE DI\u015e T\u0130CARET ANON\u0130M \u015e\u0130RKET\u0130 Address: Esentepe Mah. Y\u00fczba\u015f\u0131 Kaya Aldo\u011fan Sk. Pardus Plaza No: 4 \u0130\u00e7 Kap\u0131 No: 1, \u015ei\u015fli \/ \u0130stanbul, T\u00fcrkiyeE-mail: support@bearpay.proPhone: +90 533 522 34 67<\/td>RA TOPLU T\u00dcKET\u0130M MALLARI \u0130\u00c7 VE DI\u015e T\u0130CARET ANON\u0130M \u015e\u0130RKET\u0130 \u0410\u0434\u0440\u0435\u0441: Esentepe Mah. Y\u00fczba\u015f\u0131 Kaya Aldo\u011fan Sk. Pardus Plaza No: 4 \u0130\u00e7 Kap\u0131 No: 1, \u015ei\u015fli \/ \u0130stanbul, T\u00fcrkiyeE-mail: support@bearpay.pro\u0422\u0435\u043b\u0435\u0444\u043e\u043d: +90 533 522 34 67<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

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